Direct deposit eliminates several steps in that process. In the past, depositing a payment required a paper check and some spare time to visit the bank. Here’s everything you need to know about using direct deposit. So it’s a good idea to make sure you understand just what you can expect and how you can get the most out of it. But just because direct deposit is ubiquitous doesn’t mean everyone knows all the benefits and drawbacks of this payment method. Over the past 20 years, direct deposit has gone from being a perk to the default for most workers.
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